Last updated: February 12, 2026
By accessing or using the website bhbluesky.com and any services provided by BH Blue Sky INC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website or services.
BH Blue Sky INC is a direct lender that provides financial services including personal loans, business financing, debt consolidation, and lines of credit. All lending products are subject to credit approval and applicable terms and conditions. Not all applicants will qualify for all products.
To use our services, you must be at least 18 years of age, a legal resident of the United States, and capable of entering into a binding agreement. By submitting an application, you represent that all information provided is accurate and complete.
By providing your contact information on our website, you consent to receive communications from BH Blue Sky INC via email, telephone, and SMS text messages regarding your inquiry, loan application, account status, and related services.
If you opt in to SMS communications, you acknowledge and agree that BH Blue Sky INC and its authorized service providers may use an automatic telephone dialing system or ATDS to deliver text messages to your mobile phone number. Message frequency will vary based on your account activity. Standard message and data rates may apply.
Your consent to receive communications via an automatic telephone dialing system or ATDS is NOT a condition of purchase or obtaining any loan or financial service from BH Blue Sky INC. You may revoke your consent and opt out of SMS messages at any time by replying STOP. Reply HELP for assistance or contact us at michael@bhbluesky.com.
All loans are subject to:
All content on this website, including text, graphics, logos, and design elements, is the property of BH Blue Sky INC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
This website and its content are provided "as is" without warranties of any kind, either express or implied. BH Blue Sky INC does not guarantee the accuracy, completeness, or timeliness of information on this website. Loan offers are not guaranteed and are subject to change.
To the fullest extent permitted by law, BH Blue Sky INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, regardless of the cause of action.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page. Your continued use of the website constitutes acceptance of the modified terms.
For questions about these Terms of Service, please contact us at michael@bhbluesky.com.